More Insights from Tom Stachiw

INVESTING 101 - RISK VS REWARD - WHAT DOES IT REALLY MEAN?

INVESTING 101 - RISK VS REWARD - WHAT DOES IT REALLY MEAN?

JANUARY 6 / TOM STACHIW, CIM, Portfolio Manager
Risk and reward are woven through many decisions we make on a daily basis. If you are running late to a business meeting are you willing to speed to get there on time? The risk is increasing your speed which increases the risk of an accident, but the reward is arriving on time. Risk and reward are similarly approached in the investment world, there are different investments that habitually have different risk profiles. Depending on personal circumstances, short and long-term goals, and other factors the risk of your portfolio should be suitable.
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INVESTING 101 - HOW TO START INVESTING

INVESTING 101 - HOW TO START INVESTING

JANUARY 5 / TOM STACHIW, CIM, Portfolio Manager
Starting to invest may seem like a daunting task - there are many options on how you can approach it. Once you have identified that you personally have the ability to invest there are a couple of main avenues you can explore based on several factors such as: size of account, fee preference, and advice needed.
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INVESTING 101 - 5 INDISPENSABLE HABITS OF THE SUCCESSFUL INVESTOR

INVESTING 101 - 5 INDISPENSABLE HABITS OF THE SUCCESSFUL INVESTOR

DECEMBER 23 / TOM STACHIW, CIM, Portfolio Manager
Here’s how to become a successful investor. The opportunity to invest in the 21st Century world is everywhere – Instagram posts about making millions on investment option strategies, or TV commercials about opening a stock trading account – where does an individual start?
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MATCO MARKET INSIGHTS – RETIREMENT CALCULATOR: HOW MUCH IS ENOUGH

MATCO MARKET INSIGHTS – RETIREMENT CALCULATOR: HOW MUCH IS ENOUGH

NOVEMBER 22 / TOM STACHIW, CIM, Portfolio Manager
A financial plan is a great living document that we use at Matco to help guide our clients through their life cycles, and ultimately, give them peace of mind for their retirement. Another great option is walking through the retirement calculator on www.Matcofinancialinc.com.
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INVESTING 101 - IS NOW THE TIME TO START INVESTING?

INVESTING 101 - IS NOW THE TIME TO START INVESTING?

NOVEMBER 15 / TOM STACHIW, CIM, Portfolio Manager
It is easier to invest today than at any other time in history. From radio commercials about investing in Bitcoin to social media ads of opening a stock trading account in minutes – access to the investment industry is right at our fingertips. However, we must take a step back and understand whether or not now is the right time to invest.
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INVESTING 101 – 7 STEPS TO INVEST SUCCESSFULLY: FROM A HIGH NET WORTH PORTFOLIO MANAGER

INVESTING 101 – 7 STEPS TO INVEST SUCCESSFULLY: FROM A HIGH NET WORTH PORTFOLIO MANAGER

NOVEMBER 10 / TOM STACHIW, CIM, Portfolio Manager
Successful investing takes time and patience, it is not a get rich quick situation. Investing should be considered throughout different life cycles, the way you invest in your 30’s should be different than in your 60’s. Understand that with life’s changes, your investment portfolio should develop and grow to accommodate changing financial goals and circumstances.
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MATCO MARKET INSIGHTS – RRSP SEASON: GETTING THE MOST BANG FOR YOUR BUCK

MATCO MARKET INSIGHTS – RRSP SEASON: GETTING THE MOST BANG FOR YOUR BUCK

OCTOBER 15 / TOM STACHIW, CIM, Portfolio Manager
There is a Chinese proverb that states “the best time to plant a tree was 20 years ago. The second-best time is now”. The same is true for tax and financial planning, the best time to plan was in the past – but it is never too late to structure yourself correctly to keep as much of your income in your pocket rather than sending it to the Canadian government.
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MATCO MARKET INSIGHTS – DEBT CONSOLIDATION: THE WEALTH MANAGEMENT GEM THAT COULD SAVE YOU THOUSANDS

MATCO MARKET INSIGHTS – DEBT CONSOLIDATION: THE WEALTH MANAGEMENT GEM THAT COULD SAVE YOU THOUSANDS

MAY 18 / TOM STACHIW, CIM, Portfolio Manager
Throughout the Covid 19 pandemic, household debt has continued to rise throughout Canada. Canada has been the poster child for a high household income to debt ratio for years, with many economists focusing on the long-term effect of low interest rates.
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MATCO MARKET INSIGHTS – PANDEMIC FINANCIAL PLANNING: WORKING FROM HOME TAX CREDIT

MATCO MARKET INSIGHTS – PANDEMIC FINANCIAL PLANNING: WORKING FROM HOME TAX CREDIT

FEBRUARY 22 / TOM STACHIW, CIM, Portfolio Manager
Working from home has become a regular occurrence through 2020 and the COVID-19 pandemic. Adoption of the home office has been a difficult transition for some companies and seamless for others.
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MATCO MARKET INSIGHTS - PANDEMIC FINANCIAL PLANNING – CLAIMING HOME OFFICE EXPENSES THROUGH COVID-19

MATCO MARKET INSIGHTS - PANDEMIC FINANCIAL PLANNING – CLAIMING HOME OFFICE EXPENSES THROUGH COVID-19

NOVEMBER 23 / TOM STACHIW, CIM, Portfolio Manager
Working from home has become a regular occurrence through 2020 and the COVID-19 pandemic.  Adoption of the home office has been a difficult transition for some companies and seamless for others. Working from home has reached a point for some companies with productivity at highs and more of a focus on work-life balance, that the prospect of moving back to a full-time office may never happen. 
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MATCO MARKET INSIGHTS – YEAR-END PLANNING: UTILIZE YOUR TFSA TO LOWER YOUR TOTAL TAXABLE INCOME

MATCO MARKET INSIGHTS – YEAR-END PLANNING: UTILIZE YOUR TFSA TO LOWER YOUR TOTAL TAXABLE INCOME

OCTOBER 8 / TOM STACHIW, CIM, Portfolio Manager
2020 has been an interesting year to say the least. A global pandemic, the fastest bear market in history, and increasing unemployment or salary cuts. If you are thinking about topping up your RRSP this year but do not have access to liquid funds other than your TFSA, there may be a strategy that can work in your favour.
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MATCO MARKET INSIGHTS - GIC's A DEAL WITH THE DEVIL

MATCO MARKET INSIGHTS - GIC's A DEAL WITH THE DEVIL

JULY 23 / TOM STACHIW, CIM, Portfolio Manager
In the current economic environment, buying GICs can feel like making a deal with the devil.  With interest rates at lows, with little to no projection to increase in the near term, what is the real price you pay to guarantee and lock in your return?
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MATCO MARKET INSIGHTS – 4 REASONS YOU NEED A FINANCIAL PLAN TODAY

MATCO MARKET INSIGHTS – 4 REASONS YOU NEED A FINANCIAL PLAN TODAY

MAY 20 / TOM STACHIW, CIM, Portfolio Manager
Have you ever hit the road heading to a place you have never been without a map? Or arrived at the airport with no idea of your destination? Setting goals and building strategies to reach them are elements of successful behavior.
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