This RRSP calculator provides estimated projections based on the information you input, along with certain assumptions. Actual results may vary due to market conditions, individual circumstances, and other factors.  

Important considerations and assumptions include:

• projections are presented in real dollars, without adjustments for inflation or growth

• calculator assumes a constant annualized return, without regard to compounding frequency.  

• contributions are made at the start of each period

• contributions stay within RRSP limits and future RRSP contribution limit increases are not incorporated.

• income is earned and received monthly

• a 52-week year is used with no partial years considered

• projected rates of return may differ from actual returns.

• no investment fees are considered in these calculations.

• potential tax deduction impacts are not calculated.

• retirement income estimates represent gross income before taxes, with RRSP withdrawals subject to taxation.

This calculator is intended for general informational purposes only and should not be relied upon for specific investment, tax, or retirement planning advice. Past performance does not guarantee future returns, and actual results may differ due to various uncontrollable factors. We recommend consulting a financial advisor to create a personalized strategy tailored to your financial goals.

Matco Financial Inc. does not guarantee the accuracy or completeness of the results and will not be held liable for any actions taken based on the information provided.